Condo Purchase In Michigan/1099 - Zillow Real Estate Advice

I'm an outside business development agent in the financial services arena, with over 4 years of work experience and we are compensated through the 1099 model. I utilize every tax loophole available for write-offs and as a result, after doing my own calculation my current DTI comes in at around 56% - 58% based on the AGI on the 2011 and 2010 tax returns. Other parameters in relation to my profile include:
- Over 700 credit score combined with all three bureaus.- I'm in good standing on all of my credit accounts with no old collection items listed on Experian or EquiFax.- I'm only looking to buy a $65k - $80k condo- I'm looking to put down 35% - 45% on the condo so the LTV will be low- I want a 15 year fixed mortgage- I have well over $100,000 in liquid savings in the bank, this is where the down payment will come from- I'm willing to pay a higher mortgage rate than the current rock bottom low rates they advertise on television- I'm currently renting and I have been a renter since November 2008.

I can provide the 2010 and 2011 tax returns right now, 2012 tax returns are not ready yet and we do not keep quarterly profit and loss statements. I'm looking for either a mortgage lender directly or a mortgage broker who has the resources to handle this situation. If you can assist with this directly or if you know of someone that could assist with this, please provide information. Thanks for your time.?

Source: http://www.zillow.com/advice-thread/Condo-Purchase-In-Michigan-1099/478501/

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